myBenefits
Countdown to Enrollment
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Open Enrollment will be October 11th through October 27th.
Complete your Open Enrollment checklist!
This is your yearly opportunity to enroll or make changes to your benefits for the 2024 plan year.
 Explore all your benefit options.
Your needs may have changed, so take a moment to explore this site to see what works best for you and your loved ones.
 See what’s changing in 2024.
Most of our benefits will be the same in 2024, but there are a few changes that may matter to you.
 Choose to participate in a flexible spending account (FSA).
If you want a health care or dependent care FSA for the 2024 plan year, you need to enroll in one during Open Enrollment. If you currently have an FSA, check your card’s expiration date — if it’s expiring soon, look for a new card in the mail.
 Enroll on SmartSource.
Go to SmartSource to enroll or make changes, add or remove dependents, and update beneficiaries. Your benefit elections go into effect on January 1, 2024.
All supporting documentation for dependents must be submitted by November 30.
 Save your confirmation statement.
You should save a copy of your confirmation statement for your records – you’ll need this if you have questions about your 2024 elections later. You can download a copy once you complete the checkout process on SmartSource.
Everything you need to know about Open Enrollment in 90 seconds
Open Enrollment Newsletter
You can also review your benefit plan options and what’s changing for 2024 in the OE Newsletter.
What’s New for 2024
New medical ID cards for Johns Hopkins medical plans
If you’re currently enrolled in a Johns Hopkins medical plan and stay enrolled in 2024, you’ll be receiving a new ID card by January 1, 2024.
There is no change to your coverage, network, or plan ID number — only the name of the medical plan is changing. We’re changing the names of our Johns Hopkins medical plans to the following:
- Johns Hopkins EPO (formerly EHP PPO)
- Johns Hopkins PPO (formerly EHP PPO)
- Johns Hopkins DPC (formerly DPC PPO)
You can continue to use your current ID card until you receive the new one.
Health Care Flexible Spending Account (FSA) contribution and carry over limits
In 2024, you can contribute up to $3,050 to your Health Care FSA and carry over up to $610 from your 2023 FSA. There is no change to the Dependent Care FSA.
Go to Flexible Spending Accounts for more information.
Vendor change for voluntary benefits and changes to Whole Life Insurance
If you’re currently enrolled in these plans, your coverage will seamlessly transition to Unum effective Jan. 1, 2024. For both plans, there are enhanced benefits.
Hospital indemnity coverage will remain mostly the same, except you’ll get a higher payout when you use JHHS-owned hospitals.
Critical illness coverage has a few changes and enhancements with Unum:
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Learn more about these benefits on the Unum website. or view the summary document.
If you would like to continue your policy with Aflac on a direct bill basis, you must drop coverage for 2024 during Open Enrollment and submit the required paperwork to Aflac by Jan. 31, 2024. This process is handled directly through Aflac.
There are also enhancements to new Whole Life Insurance policies, including:
- Long Term Care (LTC) Rider included on new policies with a minimum face value of $10,000
- Optional Child Term Life Rider
- Maximum employee benefit increasing from $150,000 to $200,000
- Maximum spouse or child benefit increasing from $30,000 to $50,000
If you’re currently enrolled in Whole Life Insurance and want the new LTC Rider, optional Child Term Life Rider, or to increase the benefits for you or your dependents, you must actively enroll in the new policy during Open Enrollment.
You can change or drop coverage and view 2024 contributions on SmartSource .
2024 employee contributions
There will be modest changes to health care rates – the amount deducted from your paycheck – in 2024.
Copay for visits to a primary care physician
For employees and dependents enrolled in the PPO plan and for dependents enrolled in the DPC plan, there will no longer be a higher copay for in-network primary care office visits at a non-designated PCP. A $10 copay will be charged for all in-network primary care office visits.
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